When damage occurs, commercial property insurance will cover your buildings, their contents, and the property just outside your structures, including computers, furniture, equipment, exterior signs, fence and landscaping, inventory, documents, and other people’s property that you have on site as part of your business operations.
Damage from earthquakes and floods are not covered by commercial property insurance. Separate policies would be needed to protect your property from those risks.
If you operate a business in your home, your homeowner’s policy will offer some business property coverage. But a commercial property policy might be needed in certain circumstances. Contact Oliver & Associates to see what type of coverage makes sense for your business.
Farming is a rewarding, but risky, business. We offer comprehensive farm insurance to ensure your livelihood is protected. No matter the size or type of farm you operate, we offer products that will protect your structures, machinery, livestock, crops, and employees. We’ll tailor a customized policy that fits your farm’s specific needs.